Dividend Growth Machine LLC
Effective Date: October 18, 2025
Last Updated: October 31, 2025
These Terms of Service (“Terms”) form a binding agreement between Dividend Growth Machine LLC (“DGM,” “we,” “us,” “our”) and the person or entity using or accessing our services (“you”). Our “Services” include:
By clicking “I Agree,” creating an account, paying for a subscription, or using the Services, you accept these Terms and our Privacy Policy (incorporated by reference). If you do not agree, do not use the Services.
We may update these Terms. For material changes (including subscription price changes), we will provide advance notice (for example, in-app or by email). Updates take effect at your next renewal (for subscriptions) or 30 days after we post them (for non-subscribers). Continued use after the effective date constitutes acceptance.
We use commercially reasonable efforts to keep the Services available, but we do not guarantee uninterrupted or error-free operation. We may modify, suspend, or discontinue features at any time. The Services may apply automatic updates (e.g., error corrections, functional improvements, security patches) without separate notice. Temporary unavailability may occur due to maintenance, updates, or events beyond our reasonable control. All content is provided for general information and educational purposes only (see §10).
Payments for web-app subscriptions are processed by Lemon Squeezy (merchant of record). Payments for Patreon or YouTube memberships are handled by those respective platforms. Their terms govern payment processing and tax/VAT handling; these Terms govern your access to the Services.
By purchasing a paid plan, you authorize recurring charges until you cancel. Subscriptions renew for the same term at the then-current price unless canceled before renewal. Annual-plan renewal reminders may be issued by the billing platform where required by law.
If your plan includes a free trial, you may cancel any time before the trial ends to avoid charges. If you do not cancel, billing begins automatically at the end of the trial for the selected plan and renews per §4.2. If your plan includes a free or discounted introductory period, we will send a reminder between 3 and 7 days before the first non-introductory charge.
When you change plans mid-cycle:
All fees are exclusive of applicable taxes, duties, and levies, which are your responsibility unless the billing platform (e.g., Lemon Squeezy) collects/remits them as merchant of record.
If we terminate your account for breach of these Terms, no refunds will be issued for any unused period.
By purchasing a subscription, you agree it will automatically renew until you cancel. The renewal term and price are presented at checkout and in your acknowledgment email. You may cancel online, at any time, via [Account → Billing] without contacting support.
For terms ≥3 months, we will send a renewal reminder 30 days before renewal with a link to cancel.
You agree not to:
We may throttle, suspend, or terminate access for AUP violations.
We and our licensors own all rights, title, and interest in the Services and related content, including text, analytics, charts, graphics, videos, software, databases, and the Coffee Can Scorecard and related frameworks (“DGM Content”).
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use DGM Content for your own use and solely as enabled by the Services.
You agree not to redistribute, republish, or make available DGM Content to third parties (including by email, shared drives, or public databases) without our prior written consent or an applicable enterprise license that expressly permits such redistribution.
If you are (a) using the Services on behalf of an organization, or (b) using the Services for professional/commercial purposes beyond an individual plan, you must have a professional/enterprise subscription that authorizes such use, and you must ensure your users comply with these Terms.
All non-public DGM Content, software, datasets, and the structure/organization of our dashboards, along with your Web IDs/credentials, are confidential and proprietary. You will protect their confidentiality and not: (a) disclose them to third parties; (b) decompile or reverse engineer; (c) incorporate them into products or publish them where visible to non-authorized users; or (d) use them to develop competing services.
If you submit comments, messages, data, or other materials (“User Content”), you grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and display such content solely to operate and improve the Services. You represent that you have all necessary rights and that your content complies with law and these Terms. You will not submit content that is: libelous/defamatory; obscene/pornographic; abusive or threatening; infringing of IP or privacy/publicity rights; unlawful; advocating illegal activity; advertising/solicitation; or spam.
You grant us a perpetual, irrevocable, royalty-free license to use and act on suggestions or feedback without restriction.
8.3 DMCA Agent & Takedown/Counter-Notice. We respond to notices under the Digital Millennium Copyright Act, 17 U.S.C. §512. A notice must include: (a) signature; (b) work(s) claimed infringed; (c) the material and its location; (d) contact info; (e) good-faith statement; and (f) statement under penalty of perjury of authority/accuracy.
Designated Agent: Nathanial Winklepleck
Address: 6741 Black Oak W Ct / Avon, IN 46123
Email: nathan@dividendgrowthmachine.com
We have registered our agent with the U.S. Copyright Office. We may remove or disable access to alleged infringing material and terminate repeat infringers.
Counter-Notice. If you believe material was removed in error, send a counter-notice containing the elements of §512(g)(3). We may restore the material per the DMCA.
Visiting our sites/apps or sending emails/newsletter sign-ups constitutes electronic communications. You consent to receive communications from us electronically (including notices, updates, and newsletters), and agree that such communications satisfy legal “in writing” requirements. You must keep your email and contact information current; notices sent to your last provided email are deemed received.
Our rankings, scores, factor composites, and model outputs (including, without limitation, the Coffee Can Score and any related sub-scores, percentile ranks, or lists) (collectively, “Rankings”) are proprietary, rules-based evaluations derived from data we believe to be reliable, but which may include estimates, third-party data, and information subject to delay, revision, error, or restatement. Rankings are comparative within a defined universe (e.g., a coverage list) and are not absolute judgments of “safety,” “quality,” or “suitability.”
Rankings are general, impersonal, and educational. They are not individualized advice, a recommendation to buy/sell/hold any security, or an offer to provide advisory services. We do not undertake a fiduciary duty to you with respect to Rankings. See §10 (No Advice; Risks; Conflicts).
We may refine inputs, weights, thresholds, and computational steps; add or remove factors; or otherwise update the methodology at any time (collectively, “Methodology Changes”). We may (but are not required to) publish methodology versioning or change-logs. Methodology Changes can cause Rankings to differ across time even without changes in underlying issuer fundamentals or prices.
Rankings reflect point-in-time inputs and may change without notice due to price moves, corporate actions, new filings, restatements, vendor corrections, or Methodology Changes. Historic Rankings may be recalculated or may not reflect later corrections. You acknowledge the risk of data latency and vendor error (see §10).
Any performance, screen, or simulation that uses Rankings (in whole or part) is hypothetical/back-tested unless expressly labeled as actual live results. Such results have material limitations (including survivorship/look-ahead bias, model overfitting, slippage, fees, taxes, liquidity constraints, and behavioral factors). Past performance is not indicative of future results. See §10.
Unless your plan explicitly permits multi-user or professional/enterprise usage, Rankings are licensed to one natural person for internal use only (see §§6–7). Redistribution, sublicensing, reselling, posting to public databases, or sharing credentials is prohibited. You may make one offline copy for your personal/internal use. Any other copying or distribution requires our prior written consent.
We or our affiliates may hold positions in discussed securities and may trade without notice (see §10). We voluntarily observe an internal 72-hour blackout on initiating new positions after publication that discusses a security; this is not a promise to update positions, disclosures, or content.
You will not: (a) use Rankings to offer or hold out investment advice to others unless you are properly licensed/registered and such use is authorized by your DGM plan; (b) use Rankings to train models or to build competing products (see §5 AUP); (c) circumvent rate limits or scrape systematic outputs; or (d) claim endorsement, certification, or affiliation with DGM.
Rankings may incorporate third-party data and identifiers. All third-party trademarks and data remain the property of their respective owners. Inclusion of third-party data does not imply endorsement. We may change data vendors without notice.
Any use of Rankings is at your own risk. You are solely responsible for validating whether a security or strategy is appropriate for you, including performing independent diligence and consulting qualified advisers.
Our Privacy Policy explains how we collect, use, and share data and is incorporated here. We implement reasonable safeguards, but no method is 100% secure; you must protect your devices and credentials. We do not “sell” personal information as defined by CPRA. If we ever “share” for cross-context behavioral advertising, we will provide a “Do Not Sell or Share My Personal Information” link and honor opt-out signals (GPC). If you require a data processing agreement (e.g., EU/UK), contact us and we will provide a DPA where applicable.
Vendors & Hosting. We use third-party vendors and hosting partners to provide the hardware, software, networking, storage, and related technology needed to operate the Services.
In-Transit Processing. You understand that technical processing and transmission of the Services and your data may occur across various networks and may involve changes to conform to the technical requirements of connecting networks or devices. While we use reasonable safeguards, in-transit data may not always be encrypted end-to-end.
** No Regulated Data.** Do not submit health information regulated by HIPAA, payment card data subject to PCI DSS (except through our payment processor), government-issued IDs, or other sensitive personal data not required for the Services.
Integrations and links (e.g., Lemon Squeezy, Patreon, YouTube, data vendors) are provided “as is.” We are not responsible for third-party services or their content, policies, or availability. Their terms and privacy policies apply to their services. We may substitute or change vendors at any time.
You may not use, export, or re-export the Services in violation of U.S. export laws or if you are located in embargoed countries or on restricted-party lists. You represent and warrant compliance with applicable laws.
You represent and warrant that: (a) you have authority and all rights necessary to enter into and perform under these Terms; (b) your use complies with law and will not contradict these Terms; (c) you will not interfere with, delete, or alter the Services or DGM Content except as permitted; (d) you are responsible for the hardware, software, bandwidth, and security on your side, and you assume the risk of loss (including data loss) from downloads or use of Content.
We may suspend or terminate access with or without notice for actual or suspected violations of these Terms or law, risk to the Services or users, non-payment, or as required by a third-party provider. Upon termination, your license ends and you must cease use. Sections that by nature should survive (including §§5–21) remain in effect.
§§ 5–8, 10–11, 16–19, 21–22 survive termination.
THE SERVICES AND ALL DGM CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, AND USEFULNESS. WE DO NOT WARRANT RESULTS FROM USE OF THE SERVICES OR THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.
Some jurisdictions do not allow limitations on implied warranties; where required, warranties are limited to 90 days from first use.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, GOODWILL, OR DATA, EVEN IF ADVISED OF THE POSSIBILITY. EACH PARTY’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THE SERVICES IS LIMITED TO THE FEES YOU PAID TO DGM IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY. THESE LIMITATIONS DO NOT APPLY TO (A) YOUR PAYMENT OBLIGATIONS, (B) YOUR INDEMNITY, (C) A PARTY’S WILLFUL MISCONDUCT, OR (D) INFRINGEMENT/MISUSE OF THE OTHER PARTY’S IP OR CONFIDENTIAL INFORMATION, TO THE EXTENT SUCH LIMITATIONS ARE NOT PERMITTED BY LAW.
Some jurisdictions do not allow certain exclusions or caps; in those places, the limitations apply to the maximum extent permitted.
Except for (i) individual claims in small-claims court and (ii) applications for temporary or permanent injunctive relief to protect Intellectual Property or Confidential Information, any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by the AAA under its Consumer Arbitration Rules, as modified by this Section. The FAA governs this Section. Hearings occur in Indiana or by videoconference at the claimant’s election. No class, collective, consolidated, private-attorney-general, or representative actions or arbitrations are permitted. The arbitrator may award relief only to the extent necessary to resolve the claimant’s individual claims.
Delegation. The arbitrator—not any court—decides disputes about the interpretation, applicability, enforceability, or formation of this Section, except a court decides enforceability of the class/representative waiver and the Mass-Filing Protocol.
Fees. AAA filing/arbitrator fees are allocated per the Consumer Rules; however, we will pay the consumer’s share of AAA filing fees exceeding USD $200 for non-frivolous claims. Each party bears its own attorneys’ fees unless the arbitrator awards fees under applicable law.
A “Mass Filing” occurs when 25 or more similar arbitration demands (same/ coordinated counsel; substantially similar facts/legal theories) are filed within any 90-day period. The parties will select 10 bellwethers (5 each) to proceed first; all other demands are stayed, and AAA shall defer all filing/case fees for stayed matters. Within 30 days after the tenth award, the parties will mediate the remaining claims. If claims remain, they proceed in batches of up to 50, with fees for non-active batches deferred until activation. The arbitrator(s) may reallocate administrative and arbitrator fees to deter abusive or duplicative filings. Any AAA mass-arbitration fee schedule applies only if required by law. If AAA declines to administer under this Protocol, the parties will select another forum with materially similar procedures; failing agreement, stayed claims shall be filed exclusively in the state or federal courts in Indiana.
You may opt out of arbitration and the class-action waiver by emailing legal@dividendgrowthmachine.com within 30 days of first accepting these Terms. Include your name, account email, and a clear statement of your opt-out. If you opt out, or if arbitration is unenforceable, exclusive jurisdiction and venue lie in the state or federal courts in Indiana, and both parties waive a jury trial.
See §1. Material changes (including price changes) are provided in advance and take effect at your next renewal (subscriptions) or 30 days after notice (others). If you do not agree, cancel before the effective date.
Service & Price Changes. We may modify or discontinue features at any time. Prices may change with advance notice; posting updated pricing in the billing portal or within the Services constitutes notice.
By clicking “I Agree,” you accept these Terms electronically. We maintain versioned acceptance records including the presented text or a cryptographic hash (version ID), timestamps for display and acceptance, IP address, and user agent. For material changes, we may require re-acceptance at next sign-in. Notices may be sent to your account email or shown in-product.
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